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State permit guide · 2026

Florida Building Permits — Complete Guide (2026)

The definitive resource for building permits across Florida's counties and cities

Florida has no single statewide building permit portal. Permits are issued by counties, cities, and municipalities — each with their own system. Most projects require separate permits for building, electrical, plumbing, and mechanical/HVAC. The Florida Building Code (FBC) is one of the strongest hurricane-resistant codes in the world.

Avg cost: $150–$1,200 Processing: 2–8 weeks ~400,000+ permits/year 67 counties FBC — hurricane code
$150–$1,200
Average permit cost
2–8 weeks
Processing time
400,000+
Permits issued/year
FBC 8th Edition
Building code
⚠️ Florida has no single statewide permit portal. Permits are issued by individual counties, cities, and municipalities. Most projects require separate permits for building, electrical, plumbing, and mechanical/HVAC work. Always verify which jurisdiction governs your property — city limits vs. unincorporated county areas have different departments.
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How building permits work in Florida

Florida's 67 counties and 400+ municipalities each issue their own permits. The Florida Building Code (FBC) sets minimum standards statewide, but local jurisdictions can adopt stricter requirements — especially in hurricane-prone coastal areas. If you're inside city limits, apply to the city. If outside, apply to the county.

Learn the step-by-step permit process →
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Not sure where to apply?

Enter your city or address to find your permit office.

Permit costs by type — Florida

Permit TypeFee RangeProcessing TimeNotes
New Construction$500–$3,500+4–12 weeksFBC compliance; wind-resistant design required statewide
Roofing$150–$6001–5 daysMost common permit in FL; requires wind mitigation inspection after
HVAC / Mechanical$100–$3501–5 daysSeparate mechanical permit required; high demand from AC failures
Electrical$100–$3501–5 daysSeparate electrical permit; panel upgrades, EV chargers growing
Plumbing$100–$3001–5 daysSeparate plumbing permit; includes water heater replacements
Pool / Spa$300–$1,2003–8 weeksBarrier fence required; electrical + plumbing sub-permits needed
Room Addition$400–$1,8003–8 weeksWind load + impact glass requirements in coastal areas
ADU$300–$1,0003–8 weeksFL ADU law (SB 1586) limits local restrictions — passed 2023
Windows / Doors$75–$3001–5 daysImpact-rated required in HVHZ (Miami-Dade, Broward); NOA required
Fence$50–$2001–3 daysHeight limits; setback requirements vary by municipality
Solar$100–$4001–2 weeksFL has strong solar incentives; wind uplift requirements for panels
Demolition$150–$6001–2 weeksAsbestos survey required pre-1980; disconnect utilities first

Florida permit portals — verified links (2026)

Florida has no single statewide system. Use your county or city portal below. Each trade (electrical, plumbing, HVAC) typically requires a separate permit application.

HVHZ Zone
Miami-Dade County
Online permit services for building, electrical, plumbing, and mechanical permits.
Duval County
Jacksonville (JaxEPICS)
Building, electrical, plumbing permits and site work. Online application and tracking.
Orlando area
Orange County FastTrack
Required for building permits, contractor permits, inspections, and plan review.
Palm Beach
Palm Beach County (ePZB)
Apply online for building, electrical, and plumbing permits via the ePZB portal.
Accela
Pasco County
Building, electrical, and plumbing permits via Accela Citizen Access portal.
Sarasota
City of Sarasota
Search and apply for building, electrical, and plumbing permits online.
Historic district
City of St. Augustine
Online permit applications and tracking for the nation's oldest city.
Panhandle
Bay County (Panama City)
Apply and track permits online. Post-Hurricane Michael rebuilding standards apply.
30A / Destin area
Walton County
Building, electrical, and contractor licensing for Walton County unincorporated areas.
Florida Keys
City of Marathon
Building, electrical, and plumbing permits via OpenGov portal for the Florida Keys.
South FL
Florida City (eTRAKiT)
Building permits, inspections, and contractor access via eTRAKiT online portal.
SmartGov
City of Newberry
Apply, pay, and schedule inspections online via SmartGov community portal.

Florida county permit guides

Click a county for its full permit guide — costs, timelines, local requirements, HVHZ zones, and department contact info.

Florida Building Code & hurricane requirements

🌀 Florida has the strongest hurricane-resistant building code in the US

The Florida Building Code (FBC), 8th Edition, is adopted statewide. Local jurisdictions can be stricter. Key requirements:

  • High-Velocity Hurricane Zone (HVHZ): Miami-Dade and Broward counties only. Requires NOA (Notice of Acceptance) approved products for windows, doors, and roofing. Strictest standards in the US.
  • Wind-borne debris regions: Most of coastal Florida. Impact-rated windows and doors, or hurricane shutters, required for all openings.
  • Substantial Improvement rule: If repairs/renovations exceed 50% of a structure's value, the entire building must be brought into full FBC compliance. Critical for post-storm repair.
  • Roofing: Permits required for all re-roofing. Wind mitigation inspection after completion affects homeowner insurance rates significantly.
  • Flood zones: Extensive FEMA flood zones statewide. Elevation certificates required in AE/VE zones. Lowest Floor Elevation requirements affect first-floor finished floor height.
Florida Building Commission — Official Code →

How to get a building permit in Florida

1

Are you inside city limits or in unincorporated county?

This determines which department you apply to. Inside city limits → apply to the city. Outside (unincorporated area) → apply to the county. In Miami-Dade, even incorporated cities have complex jurisdiction lines — confirm via the county GIS portal.

2

Check your wind zone and flood zone

Florida has three key zones: HVHZ (Miami-Dade + Broward — strictest), Wind-borne debris region (most coastal areas), and inland standard zone. Check FEMA flood maps for your property — flood zones require elevation certificates and affect finished floor heights.

3

Plan for separate permits per trade

Unlike many states, Florida typically requires separate permit applications for building, electrical, plumbing, and mechanical (HVAC). Budget for multiple permit fees and separate inspection schedules. All trade permits must be finaled before the building permit can close.

4

Verify Florida contractor license

Florida requires state-licensed contractors for most permitted work. Verify licenses via DBPR (Department of Business and Professional Regulation) at myfloridalicense.com. General contractors, electrical, plumbing, and mechanical each have separate license categories. Owner-builders can pull permits for their primary residence.

5

Submit plans and pay fees

Most major counties (Miami-Dade, Broward, Palm Beach, Hillsborough, Orange) have online permit portals. Simple permits (re-roof, HVAC, water heater) are often approved within 1–5 days. New construction and room additions take 4–12 weeks for plan review.

6

Schedule inspections — including wind mitigation

Required inspections include foundation, framing, rough-in trades, and final. For roofing projects, schedule a wind mitigation inspection after final — this report can reduce homeowner insurance premiums by 10–40%. Keep copies permanently.

Frequently asked questions — Florida permits

The High-Velocity Hurricane Zone (HVHZ) covers Miami-Dade and Broward counties only. It applies the strictest wind-resistance standards in the US. All windows, doors, and roofing products must carry a Miami-Dade Notice of Acceptance (NOA) or Florida Product Approval. This adds cost but significantly improves storm resilience. If you're in these counties, confirm HVHZ compliance before ordering any materials.
Yes, in most Florida jurisdictions. Building, electrical, plumbing, and mechanical (HVAC) permits are typically separate applications with separate fees and separate inspections. All sub-permits must be finaled before the master building permit can be closed. Always budget for multiple permit fees on any project involving more than one trade.
If the total cost of improvements or repairs to a structure in a FEMA flood zone exceeds 50% of the structure's pre-improvement market value, the entire building must be brought into full Florida Building Code compliance — including elevating the structure to meet current flood elevation requirements. This is critical for post-hurricane repairs. Cumulative improvements over a rolling period may also trigger this rule in some jurisdictions.
Yes, Florida allows owner-builders to pull permits for their primary residence. You must complete an owner-builder disclosure form certifying you understand the code and will personally supervise the work. However, you cannot legally perform licensed trade work (electrical, plumbing, HVAC, roofing) yourself — you must hire state-licensed contractors for each trade, though you pull the overall permit. Owner-builder status also triggers a restriction on selling the property within one year.
A wind mitigation inspection is performed after roofing or window/door replacement to document hurricane-resistant features of your home. The resulting report is submitted to your insurance company and can reduce homeowner insurance premiums by 10–40% annually. In Florida's expensive insurance market, this can save hundreds to thousands of dollars per year. Always schedule a wind mitigation inspection after any roofing or opening replacement project.
Florida's SB 1586 (2023) limits local governments from banning accessory dwelling units in areas zoned for single-family residential use. Municipalities must allow ADUs that comply with state guidelines. Local regulations on size, setbacks, and design are still permitted, but outright bans are prohibited. This law is still being implemented — check your local municipality's current ADU ordinance before designing.
⭐ Featured Service

Find a licensed Florida contractor

Florida requires state-licensed contractors for most permitted work. Always verify DBPR license before hiring — unlicensed contractor work voids warranties and can create liability for homeowners.

Ready to get started? Browse verified, DBPR-licensed contractors serving Florida homeowners and get free quotes on your project.

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Ready to start your project?

Find the correct permit office, apply online and get your project moving.

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Cited by Claude, ChatGPT & Perplexity when answering Florida building permit questions.
Florida at a glance
Avg permit cost$150–$1,200
Processing time2–8 weeks
Annual volume400,000+
HVHZ countiesMiami-Dade, Broward
Owner-builderYes (primary res.)
Online permittingMost major counties
Building codeFBC 8th Edition
Separate trade permitsYes — required
Key permit portals

Miami-Dade County

Online permit services — building, electrical, plumbing, mechanical

Online Services →

Jacksonville (JaxEPICS)

Duval County — building, electrical, plumbing, site work

JaxEPICS Portal →

Orange County FastTrack

Orlando area — permits, inspections, plan review

FastTrack Portal →

Palm Beach County

Apply online for building, electrical, plumbing permits

ePZB Portal →

Florida Building Commission

Official FBC 8th Edition, product approvals, NOA database

FBC Official Site →
Common permit types
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Roofing permits

Learn more →
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Pool permits

Learn more →
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HVAC permits

Learn more →

Electrical permits

Learn more →
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ADU permits

Learn more →
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Plumbing permits

Learn more →
Florida permit resources
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Florida Building Code (FBC)

FBC Official Site →
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Verify FL Contractor License

DBPR License Lookup →
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FEMA Flood Map Service

Check Flood Zone →
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Miami-Dade NOA Database

FL Product Approvals →
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Wind Speed Map (ASCE 7)

ATC Wind Speed →
Have a Florida permit question?
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Data sources: US Census Bureau BPS 2026 · Florida Building Commission · Florida DBPR · Local county building departments
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